Recover all of your second pillar
in 2 minutes.

We contact 1,500 pension funds on your behalf.

You sign a single power of attorney. We handle all the administrative and legal coordination.

How it works· 30 sec
Step 1Indicative estimate
Contribution years in Switzerland—
Average gross annual salary—
Estimated range
CHF200—500
Move the sliders to validate your estimate.

2 minutes · free

Education · where the money goes

Where exactly is your money sleeping?

The 2nd pillar is not a single account. It's a system of pension funds that changes with each employer. And at every transition, assets can be lost.

~960,000
contactless vested-benefits accounts in Switzerland
CHF 6.75 bn
sitting in these contactless accounts
3 in 4
hold less than CHF 5,000 — some far more
~1,500
pension institutions in Switzerland

Source: Substitute Occupational Benefit Institution, contactless accounts — as of end 2025.

Read the full article: the 2nd pillar explained
Three situations · one common cause

Do you recognise yourself?

In 9 cases out of 10, the oversight comes from a poorly documented transition. Not theft, not fraud. Just paperwork that didn't follow.

Coverage · 26 cantons

We query the 1,500 pension funds in Switzerland.

Central 2nd-Pillar Office, vested-benefits foundations, cantonal funds, company funds, banks. A single mandate. We go through them all, for you.

Central 2nd-Pillar Office (Bern)
Recognised foundation, mandatory base
~340 vested-benefits foundations
Cantonal banks and private foundations
~1,100 active pension funds
Employer, industry and collective funds
43this week
active cases
14today
pension fund responses
GEVDVSNEJUFRBESOBSBLAGLUOWNWURZGSZGLZHSHTGARAISGGRTIN100 KM
Centrale du 2ᵉ pilier
Berne·Fondation reconnue
Manifesto
This is not a financial product.
It's what already belongs to you.
We find it. At no cost.

Pillarum is funded by its Pro version, built for wealth managers. The public version is, and will remain, free for individuals. An optional paid follow-up exists afterwards, provided by partner firms.

— the Pillarum team
Ready to find out where your assets are sleeping?
We contact the 340 foundations and the 2nd Pillar Central Office. You'll know where your assets are within 4 to 6 weeks.
The Pillarum journal

Read before you decide.

Full journal

The Swiss 2nd pillar is a regulated system with precise rules, heterogeneous players, and blind spots that cost people their assets every year. We write to make the system legible.

Now is the time

Ready to recover
what belongs to you?

The worst that can happen is that we find nothing.

FAQ · objections included

Frequently asked questions

The complete search generally takes between 3 and 4 weeks. As soon as you launch your request, we immediately contact the relevant institutions (pension funds, 2nd Pillar Central Office). The timeframe depends on the response time of these official organizations. You receive your results by registered mail at your home, with a detailed summary of all assets found.
All the questions, with complete answers